Top 5 Cars With The Fastest Depreciation In 2020

In my previous post, I talked about the top 5 cars with the slowest depreciation in 2020, and in this article, we’re going to have a look at the other end of that conversation.

As I’ve already mentioned, cars depreciate as soon as you drive them off the dealership, and you should just accept that. The best thing you can do to help yourself is to devise an amortization plan – that way, you’ll be better prepared for future maintenance costs.

Today I’ll be talking about the top 5 cars with the fastest depreciation in 2020, and for that purpose, I’ve put together a shortlist. This list contains the vehicles that lose their value the fastest, so sit back and let’s have a closer look at them together!

5. Vauxhall Insignia Grand Sport 

Number five on my list is the Vauxhall Insignia Grand Sport. 

This exquisite model is one of the most sought after cars for 2020, and it’s sales help the industry’s wheels turn. There aren’t many top-rated 4WD BI-Turbo GSi models that can boast with these types of specs, and they are tough to come by. To understand this, just have a look at what Audi or BMW models you can get for the same value, and you’ll see why the Insignia Grand Sport is in such high demand. 

However, it loses value very fast, so if you get it for the market price of €47,030, you’re only going to retain €13,110 of it, which is a loss of 72,13% in three years.

4. Audi A8

The number four spot on my list is reserved for the Audi A8.

Just like it’s competitors from the luxury saloon sector, the Audi A8 faces the very same depreciation curve. Namely, it’s value falls dramatically from the very moment you drive it home from the saloon. This is quite common when it comes to vehicles from the luxury saloon category, and it can be seen in BMW and Mercedes models as well.

However, the Audi A8 depreciates the fastest, losing 72,29% of its value in three years. Or to put things in numbers, you’ll retain only €31,330, from the already high price of €113,050.

3. Peugeot 308

Number three on my list is the Peugeot 308.

You have to be a super-enthusiastic Peugeot fan to cash out almost €30k on a hatchback 308 model, which is not even a GTi. But that’s how much it costs to drive home the priciest 308 Tech Edition. To be fair, it is laden with features that are quite amazing, one of which is the high-tech driver assistance pack, which includes lane-keeping assistance, adaptive cruise control, speed limit recognition, and auto emergency braking. Additionally, it includes parking sensors, touchscreen dash, and climate control. 

The main problem is that all those fancy features don’t have much value on the used market. That is why the Peugeot offers a retained value of €7,935, from the initial €29,580 price tag, resulting in a loss of about 73%.

2. Fiat Tipo Station

On the second spot on my list, we have the Fiat Tipo Station.

It is one of the cars with the fastest depreciation, but if you prefer to look on the bright side, it is one of the best-used car deals you’ll ever get. 

However, if you’ve just cashed out €14,940, you’re not going to love the idea that in only three years and 58,000 kilometers, you’re going to be left with a vehicle worth far less than you’ve paid in the first place. 

To be fair, it has decent features, such as satellite navigation, reversing camera, auto lights and wipers, and much more. It is a spacious SUV/crossover that provides good value for money.

But that doesn’t change the fact that in three years, you’re looking at a loss of 75.43%, or a retained value of €4,865, from the initial price tag of €19,805.

1. Maserati Quattroporte

The pole position on my list is reserved for the Maserati Quattroporte.

This sporty version of the luxury saloon edition didn’t quite meet the expectations – simply put, it just doesn’t feel special. Additionally, the ride is somewhat brittle, the diesel engine can be coarse, and the infotainment system seems a bit outdated. When you put all of these together, it’s quite clear why this model loses a high part of its value, more than other competitor vehicles. 

If we’re talking numbers, you’re looking at a retained value of just €17,450, from the initial price of €83,770 in three years, which is a staggering loss of 79.2%.


Buying a new car has its advantages, but buying a used vehicle has it’s pros also. If you’re interested in reading on this topic, you can click here to have a look at my Used Car Vs. New Car guide.

Car depreciation is quite annoying and can leave you feeling like you haven’t made a good deal in the first place. The fact is, it’s real, and the only way you can face it is by having a good amortization plan.

I hope you’ve enjoyed my list of the top 5 cars with the fastest depreciation in 2020. Thanks for reading!

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